Business Checking Account
  • $1,000.00 minimum balance
  • No activity or per item fees
  • $15.00 monthly fee, if balance falls below $1,000.00
Small Business Checking Account
  • Loans from $250,000 to $5,000,000
  • 10 to 25 year terms
  • Up to 90% financing
  • Owner Occupied Real Estate
  • Business Acquisition
  • Equipment Loans
  • Working Capital
  • Debt Refinance
  • Purchase of Inventory
Commercial Checking Account
  • $50 minimum deposit required to open account
  • No minimum balance required
  • There is a monthly account maintenance fee and activity fees which may be offset by an earnings credit (based on daily collected balance) of 100% of the prior month’s average 91-day T-bill rate.
  • Monthly Account maintenance fee: $12
    • Checks Paid .15 per item
    • Deposit Tickets .10 per item
    • Items deposited .12 per item
Business Interest Checking Account
  • $100 minimum deposit required to open account
  • $100 minimum daily balance required to obtain annual percentage yield
  • Interest is compounded daily and credited monthly
  • Your interest rate and annual percentage yield may change at any time at our discretion without notice.
  • A monthly minimum balance fee of $10 will be assessed if the daily balance falls below $100 any day of the month.
  • If you close your account before interest is credited, you will not receive the accrued interest.
Business Step Up Money Market Deposit Account
  • $5,000 minimum deposit required to open account.
  • If your daily balance is $100 to $4,999, the interest rate wouldbe the Tier I rate.
  • If your daily balance is $5,000 to $24,999, the interest rate will be the Tier II rate. If your daily balance is $25,000 or greater, the interest rate will be the Tier III rate.
  • Interest is compounded daily and credited monthly.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Your interest rate and annual percentage yield may change at any time at our discretion without notice.
  • A monthly minimum balance fee of $15 will be assessed if the daily balance falls below $5,000 any day of the month.
  • Interest is paid on the full balance in the account that corresponds to that deposit tier.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per calendar month or statement cycle.