Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania)
E-Statement Savings Account
- Minimum opening deposit of $2,500
- Interest is compounded daily and credited monthly
- Monthly minimum balance fee if the daily balance drops below $2,500 on any day of the month: $5
- Avoid a $2 monthly statement fee by enrolling in iBanking and selecting eStatements
OPEN ACCOUNT
Statement Savings Account
- Minimum opening deposit of $50
- Interest is compounded continuously and credited quarterly
- Monthly minimum balance fee if the daily balance drops below $50 any day of the month: $2
- A $15 fee will be charged for any account that is closed within six months of opening
- Avoid a $2 monthly statement fee by enrolling in iBanking and selecting eStatements
OPEN ACCOUNT
Money Market Deposit Account
- Minimum opening deposit of $1,000
- Account earns daily interest which is credited monthly
- Monthly minimum balance fee if the daily balance drops below $1,000 any day of the month: $10
- Overdraft Privilege limit of $500*
Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
OPEN ACCOUNT
Step-Up Money Market Account
- Minimum opening deposit of $5,000
- Interest is compounded daily and credited monthly
- Monthly minimum balance fee if the daily balance drops below $5,000 any day of the month: $15
- Overdraft Privilege limit of $500*
Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
OPEN ACCOUNT
*An overdraft fee of $30 will be assessed for each item paid against the Overdraft Privilege limit. Overdrawn balances must be repaid within 30 days. Overdrafts will not be paid if the Overdraft Privilege limit is exceeded, or if the account balance remains negative for more than 30 days. An overdraft may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.