Effective: 02/11/2025
Rates subject to change without notice.
Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania)
Certificates Of Deposit
(If any principal is withdrawn before the maturity date, a penalty will be imposed which may result in partial loss of principal.)
| Account Type | Interest Rate | Annual Percentage Yield (APY*) | Compounding Method | Min. Bal. to Open | Min. Bal. To Obtain APY* |
|---|---|---|---|---|---|
| 6 Month CD | 3.87% | 3.95% | Continuous | $500 | $500 |
| 9 Month CD | 3.87% | 3.95% | Continuous | $500 | $500 |
| 12 Month CD | 3.68% | 3.75% | Continuous | $100 | $100 |
| 18 Month CD | 3.59% | 3.65% | Continuous | $100 | $100 |
| 24 Month CD | 1.64% | 1.65% | Continuous | $100 | $100 |
| 36 Month CD | 1.64% | 1.65% | Continuous | $100 | $100 |
| 5 & 10 Year CD | 1.64% | 1.65% | Continuous | $100 | $100 |
| 18 Month IRA CD** | 3.54% | 3.65% | Continuous | $250 | $250 |
** Interest in calculated on a 365|360 day interest base.
Checking Accounts
(The rate may change after the account is opened. Fees may reduce earnings on the account.)
| Account Type | Interest Rate | Annual Percentage Yield (APY*) | Compounding Method | Min. Bal. to Open | Min. Bal. To Obtain APY* |
|---|---|---|---|---|---|
| N.O.W. Checking | 0.10% | 0.10% | Daily | $100 | $100 |
| Super N.O.W Checking | 0.20% | 0.20% | Simple | $1000 | $1000 |
Statement, E-Statement & Money Market Savings Accounts
(The rate may change after the account is opened. Fees may reduce earnings on the account.)
| Account Type | Interest Rate | Annual Percentage Yield (APY*) | Compounding Method | Min. Bal. to Open | Min. Bal. To Obtain APY* |
|---|---|---|---|---|---|
| Statement Savings Account: | |||||
| $50 -$2,499 | 0.20% | 0.20% | Continuous | $50 | $50 |
| $2,500 and up | 0.20% | 0.20% | Continuous | $50 | $2,500 |
| E-Statement Savings Account: | |||||
| $0.01 -$2,499 | 0.20% | 0.20% | Continuous | $2500 | $0.01 |
| $2,500 and up | 0.75% | 0.75% | Continuous | $2500 | $2,500 |
| Money Market Account | 0.20% | 0.20% | Simple | $1,000 | $1,000 |
| Step-Up Money Market: | |||||
| $5,000 -$24,999 | 0.20% | 0.20% | Daily | $5,000 | $5,000 |
| $25,000 and up | 2.96% | 3.00% | Daily | $5,000 | $25,000 |
*Annual Percentage Yield
