Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania)

Lighthouse 360 Checking

Lighthouse 360 Checking offers benefits, including earning up to $10 in statement credit1.

A few simple requirements to qualify for Lighthouse 360 benefits are likely already part of your routine:

  • Minimum opening deposit of $500
  • Use your debit card at least 15 times for point of sale (POS) transactions per cycle
  • Electronic Deposits into this account totaling $500 per cycle2
  • Maintain a daily balance of $500 or higher in your account to avoid a $10 maintenance fee
  • Enroll and receive e-Statements

1Cycle credits are based the following: 15 POS transactions = $6; Electronic Deposits totaling $500 = $2; E-statement = $2.

2Electronic Deposits must be from payroll providers or government benefit providers using (i) the ACH network, (ii) the Real Time Payments (RTP) or FedNowSM network.

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Beacon Checking

Beacon Checking offers benefits, including earning up to $15 in statement credit1.

A few simple requirements to qualify for Beacon Checking benefits are likely already part of your routine:

  • Minimum opening deposit of $750
  • Use your debit card at least 15 times for point of sale (POS) transactions per cycle
  • Electronic Deposits into this account totaling $500 per cycle2
  • Maintain a minimum daily balance of $750 or higher in your account to avoid a $15 maintenance fee
  • Enroll and receive e-Statements
  • 1% on all POS transactions capped at $15 per cycle

1All requirements must be met to qualify for the statement credit.

2Electronic Deposits must be from payroll providers or government benefit providers using (i) the ACH network, (ii) the Real Time Payments (RTP) or FedNowSM network.

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Everyday Checking
  • No monthly service charge
  • No “per item” fees
  • No minimum balance
  • Overdraft Privilege limit of $300*

Automatic NSF Transfer available (linked to existing savings account).

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Interest Checking
  • Minimum opening deposit of $100
  • Interest is compounded daily and credited monthly
  • No “per item” fees
  • Monthly service charge if daily balance falls below $100 any day of the month: $10
  • Overdraft Privilege limit of $750*

Automatic NSF Transfer available (linked to existing savings account).

Fees may reduce earnings on the account.

OPEN ACCOUNT
Haven Savings Bank is part of the Allpoint network

To search for surcharge-free Allpoint ATM locations, click here.

To search for surcharge-free MoneyPass ATM locations, click here.

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*An overdraft fee of $30 will be assessed for each item paid against the Overdraft Privilege limit. An overdraft may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. We will not authorize and pay overdrafts on ATM and everyday debit card transactions without account holder consent. Overdrawn balances must be repaid within 30 days. Overdrafts will not be paid if the Overdraft Privilege limit is exceeded, or if the account balance remains negative for more than 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.